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Pensions Law

We provide legal advice on Canadian and international pension matters, including public service pensions, CPP/OAS, and private plans. Whether you're planning for retirement, disputing entitlements, or coordinating cross-border benefits, we help you understand your rights and maximize your retirement security. Our guidance is clear, practical, and tailored to your unique circumstances.

Clear, practical guidance on Canadian and international pensions to help you secure and maximize your retirement benefits.

Understanding your pension rights—whether under the CPP, a workplace pension, or an international agreement—can be challenging. We help individuals make sense of complex pension rules and ensure they receive the benefits they’re entitled to. If you’re approaching retirement, working across borders, or facing issues with service credit, benefit reductions, or denied claims, we provide clear legal advice to protect your future. We also assist with federal public service pension matters, military pensions, and appeals. With a strong background in pensions law, we focus on ensuring your retirement is legally secure and financially stable.

FAQs

How do I know if I’m getting the right amount from my pension?

Many people don’t realize their pension calculations can be affected by service breaks, buyback options, or misapplied formulas. We analyze pension entitlements and calculations to ensure accuracy and identify options to maximize your benefits.

I worked for the Canadian federal government—can you help with my public service pension?

Yes. We advise on federal public service pension issues under the Public Service Superannuation Act (PSSA). Royal Canadian Mounted Police Superannuation Act (RCMPSA), Members of Parliament Retiring Allowances Act (MPRAA) and other related legislation. This includes buybacks, retirement eligibility, service credit, and appeal processes for denied or reduced benefits.

What can I do if my pension application was denied or the amount is lower than expected?

We review your file, explain the legal basis for the decision, and identify any appeal rights you may have. We can help correct errors in service records, advocate during internal reviews, or escalate the matter through formal appeals if needed.

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